Credit Card for College Students

Best way to get a credit card in India even if you’re not 21 and get most of the benefits of Credit Cards and also build your CIBIL and Experian Score.

Onecard

Many of you are in college and are financially enlightened and know the value of a Credit Card. So you must already think about that you want to use a credit card for everything.

You have applied in many banks like SBI Cards or HDFC Bank Cards, but you must have not gotten it because you’re not 21, or you do not have an IT file.

Well, no worry, you can now access the world credit cards with this new credit card.

One Card

This is the online app that provides you with a Secured Credit Card. Now you must know a secured credit card, it’s called secure because it is secured by an FD.

Onecard package received

Most banks give secured credit cards but for that, you have to create an FD of more than ₹10,000, which is very costly for someone like us.

So I bring you the opportunity to have a Credit Card with one card.

One Card is backed by the State Bank of Mauritius (SBM) Bank, India. This bank provides credit cards with just ₹2,000 FD.

Rewards

I have used this card for the last 1 month and I must say that the rewards maybe not be like SBI Cards, but they are well up to the mark for students like us.

With every ₹50 spent you’ll earn 1 point, and you can redeem every 1000 points into ₹100, that’s kinda good for students.

Don’t be over smart when you have the card, if you have the limit of ₹2,000 you can only pay a bill of ₹2,000 and not more than that, even if you have added more than ₹2,000 to your credit card.

Why Credit Card?

If you start using Credit Card today than by the time you became eligible for elite cards then you’ll have a good credit score and your CIBIL and Experian score will be improved.

It will also help you know how Credit Card works and why rich prefer to Credit Cards more often.

Himanshu India
Incredible Bharat = Know about India
Hi Dollar = Get free 1 dollar free daily.
Pipeflare = Join the fastest growing gaming community.

--

--

--

Crypto and Finance enthusiast and avid reader of Indian Culture.

Love podcasts or audiobooks? Learn on the go with our new app.

Recommended from Medium

Financial Freedom In 5-Weeks

Open The Gates For Debt Relief By Using These Simple Tips

WHY IS BUYING A HOUSE SO COMPLICATED?

Trading as a Career: Interview with stock trader from India for Fondexx

How To Be A Financial Boss In An Unfair Economy

Are you literate..

This is How and Why I invest my money

Here are a few tips that ought to be trailed by starting financial specialists.

Related image

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store
Himanshu India

Himanshu India

Crypto and Finance enthusiast and avid reader of Indian Culture.

More from Medium

“Let’s Go for a Haircut”

4 Easy and Life Changing Financial Habits You Should Adapt Today

A happy man holding cash in his hands.

Tips To Make Most Out Of Your Portfolio

How to Get Free Pizza